I'm hopeful we'll eventually resolve this issue. At least we can be fairly certain it's a software thing given legacy kernels are rock solid (pardon the pun).
One noteworthy thing is a Rock Pi 4 I've running Gentoo with a mainline kernel (5.8) is very stable with uptimes over a month.
The hardware is virtually identical (including the aforementioned regulator) and the default ramp delay is the same as the M4V2:
regulator-ramp-delay = <1000>;
That it's a memory setup issue is still my best guess.